The insurance professionals at Crum & Forster have customized an insurance package designed to meet the needs of the pavement maintenance contracting community – regardless of size or scope of work. We are very proud to be able to offer this value-added program to WSA Members on a direct basis. That means you are able to continue to use your current insurance agent but get the advantage of having in place the best, most well researched, insurance program in the power sweeping industry!
This insurance program offers all of the types of insurance generally required by sweeping contractors and pavement maintenance contractors large and small. Included are a number of options not generally available in the insurance marketplace.
Scott Cerosky, Marketing Manager for Crum & Forster, is our WSA Members’ direct contact for this program.
Scott is a multi-award winner for the work he has done for the pavement maintenance industry, including the Alan Curtis Industry Service Award and induction into the Pavement Hall of Fame. The photo to the right shows Scott receiving these awards in 2016 from AC Media, organizers of the National Pavement Exposition.
You can reach Scott Cerosky by calling 914-714-0787; or, email him at Scott.Cerosky@cfins.com. Since you are able to utilize your current, local, insurance agent to take advantage of this insurance program, another alternative is to have your agent give Scott a call to provide a quote on your company’s insurance. Note that as a WSA Member, with access to all of the professional training material our organization provides, you will receive a credit not otherwise available on your insurance premiums!
WSA Management Team members are excited about the benefits the Crum & Forster insurance program brings to WSA members and we encourage all sweeping contractors to investigate the competitive benefits the program offers.
If you have any questions for the WSA staff after contacting Scott, please let us know.
WSA Member emailed us the following:
My agent has been shopping several carriers over the past 2 months to get ahead of our renewal, one of which is Crum and Forster due to your recommendation of their firm. Long story short, our current carrier was set to increase our Auto policy by over $10K a year due to, what they called, a mis-classification of our prior 9 years of Auto grouping in their “preferred program”. This isn’t due to extensive claims, although we’ve had 2 in 9 years with them, but rather the underwriter claiming they made a 9 year mistake including us in that program.
So, with that projected increase of $10K a year Crum and Forster came in $7K a year lower than our expected renewal with our current 9 year insurance carrier. Although Crum and Forster is still $3K higher than what we’ve been paying it will still save us $7K a year over the projected renewal and we’re excited for that.
Additionally, Crum and Forster quoted our Work Comp at the Arizona rates without adding a debit on top of it. We had been paying a 6% debit, despite a clean claim record, for several years with our current provider after our experience mod factor. So that will also add up to additional savings for our company.
Last but not least is the GL. Our current GL carrier, which is different than our Auto and Work Comp carrier, is dropping their class code on Street Sweeping companies so they won’t even renew our policy this year. Crum and Forster came in significantly higher than what we’ve been paying but still cheaper than all other companies, 5 of them, who have quoted all of our policies this year. So, at the end of the day, with the savings on the Auto and Work Comp we’ll still be saving money with the increase on the GL and the fact that our umbrella policy will now blanket the whole company, not just the GL.
Thank you for the recommendation and I would highly recommend others to pursue Crum and Forster and see what they can save! Crum and Forster’s underwriter was very thorough and, even though it was a little frustrating at times due to our busy schedule, it was well worth the time to accommodate their requests.